Backpacker travel insurance is designed for individuals embarking on extended, multi-destination journeys, such as career breaks or gap years. Unlike standard travel insurance, these policies provide continuous cover across various countries without the need for separate arrangements for each destination. Notably, some policies offer a 'return home' option, so that travellers can return to the UK for a specified amount of time without voiding their insurance.
Comprehensive backpacker insurance typically includes emergency medical expenses, trip cancellation, lost or stolen belongings, personal liability, and cover for a good amount of adventure sports. There’s usually the option to add more sports or activities to your policy too, especially since you’re likely to be presented with some bucket list opportunities.
Long-term travel is unpredictable, which is why the right travel insurance is essential to protect both your finances and peace of mind.
